We accept applications for resident mortgages
Applications are considered for " holiday home " residences and home loan ( as opposed to investment) property rates apply
- Minimum income €150,000
- Loan to value max 65%
- Client must have ability to service mortgage without taking account of possible rent earnings
- Secure long term employment / income prospects
- Prudent financial management and high savings levels are required
- Expectation is that applicants intentions are to return to live in Ireland in the medium term.
- Our arrangement fee €1,000
Irish residents purchasing overseas -we are not currently offering overseas mortgages
Facilities will be considered - arrangement fees apply.
- UK major cities - Through Irish Lenders
- France - European lenders
- Spain - European lenders
Self Employed/Contract employment/ Commission Based Employment
Mortgages.ie have vast experience in dealing with these employment sectors and identifying the right lender to match our clients needs.
- Assembling proof and consistency of earnings.
- Understanding the needs of the self employed.
- Showing continuity of employment and future employment.
- Using our knowledge and experience to attain loan approval.
- Professional presentation of your case to lenders.