Non resident

We accept applications for resident mortgages


Applications are considered for " holiday home " residences and home loan ( as opposed to investment) property rates apply

  • Minimum income €150,000
  • Loan to value max 65%
  • Client must have ability to service mortgage without taking account of possible rent earnings
  • Secure long term employment / income prospects
  • Prudent financial management and high savings levels are required
  • Expectation is that applicants intentions are to return to live in Ireland in the medium term.
  • Our arrangement fee €1,000



Irish residents purchasing overseas -we are not currently offering overseas mortgages

Facilities will be considered - arrangement fees apply.

  • UK major cities - Through Irish Lenders
  • France - European lenders
  • Spain - European lenders

Self Employed/Contract employment/ Commission Based Employment

Mortgages.ie have vast experience in dealing with these employment sectors and identifying the right lender to match our clients needs.

  1. Assembling proof and consistency of earnings.
  2. Understanding the needs of the self employed.
  3. Showing continuity of employment and future employment.
  4. Using our knowledge and experience to attain loan approval.
  5. Professional presentation of your case to lenders.

Talk to us today

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