Fees and Commission Income
Mortgages Advice
We are one of Ireland's leading mortgage advisers. We are a highly experienced team of qualified mortgage and financial professionals.
We are passionate about providing you with impartial advice and we are absolutely focused on delivering the best deals for you.
Mortgage approval in today's world is demanding.
We invest heavily in administration and compliance processes and technology to make your journey as comfortable as possible.
Our new mortgage application portal allows you to complete all aspects of the mortgage online, upload your documents and view loan approvals,valuations and loan offers.
We look forward to welcoming you and helping you securea mortgage that will provide market leading value for years to come.
Shane Lavin, Chartered Accountant, Director.
Mortgage Professional Advice Fees
| Mortgage Category | Fees |
| First Time Buyer | €275 |
| Trading Up | €275 |
| Switching Mortgage Lender0 | NIL |
| Self Build | €1,000 |
| International - Non Resident | €1,500 |
Fees are payable on submission of your complete file and our supporting recommendation to lenders.
Mortgages
Lenders pay us a mortgage arrangement fee of 1% of the mortgage if the mortgage is drawn down. No fee is paid is the transaction is not completed.
| Lender | Commission Rate | Claw back period |
| AIB Group ( Haven Mortgages) | 1% | 3 years |
| Bank of Ireland | 1% | 3 years |
| KBC | 1% | 3 years |
| permanenttsb and Finance Ireland (Through Brokers Ireland) | 1% less | 3 years |
| Avant Money | 1% | 3 years |
Life Insurance and Mortgage Protection
Our recommendation of the most suitable provider is driven by a range of factors with best price for our clients being a key factor.
Typical commission received from our Life Insurance providers is as follows.
Royal London average commission is 1.33 times the first years premium.
Zurich average commission is 1.5 times the First years Premium.
Aviva
New Ireland
Irish Life
Commission rates with Aviva, New Ireland and Irish Life are typically in the region of 1.5 times the first years premium.
Renewal commission
We also receive a small renewal premium each year which is typically 3% of the annual premium.