Fees and Commission Income

Mortgages Advice

We are one of Ireland's leading mortgage advisers. We are a highly experienced team of qualified mortgage and financial professionals.

We are passionate about providing you with impartial advice and we are absolutely focused on delivering the best deals for you.

Mortgage approval in today's world is demanding.

We invest heavily in administration and compliance processes and technology to make your journey as comfortable as possible.

Our new mortgage application portal allows you to complete all aspects of the mortgage online, upload your documents and view loan approvals, valuations and loan offers.

We look forward to welcoming you and helping you securea mortgage that will provide market leading value for years to come.

Shane Lavin, Chartered Accountant, Director.


Mortgage Professional Advice Fees


Mortgage Category Fees
First Time Buyer €275
Trading Up €275
Switching Mortgage Lender NIL
Self Build €1,000
International - Non Resident  €1,500


Any fee payable will be agreed, in writing, in advance with you.

Fees are payable following written confrimation from us that your application has been approved. 


Lenders pay us a mortgage arrangement fee of 1% of the mortgage, if the mortgage is drawn down. 


Lender Commission Rate  Claw back period
AIB Group ( Haven Mortgages) 1% 3 years
Bank of Ireland 1% 3 years
KBC 1% 3 years
permanenttsb and Finance Ireland (Through Brokers Ireland)  1% less  3 years
Avant Money  1% 3 years


Life Insurance and Mortgage Protection

Our recommendation of the most suitable provider is driven by a range of factors with best price for our clients being a key factor.

Typical commission received from our Life Insurance providers is as follows.

Royal London average commission is 1.33 times the first years premium.

Zurich average commission is 1.5 times the First years Premium.


New Ireland 

Irish Life 

Commission rates with Aviva, New Ireland and Irish Life are typically in the region of 1.5 times the first years premium.

Renewal commission

We also receive a small renewal premium each year which is typically 3% of the annual premium.