Fees and Commission Income

Renumeration - How do we get paid for our services

The information below is the gross income we receive from our product providers 


Lenders pay us a fee of 1% of the mortgage, following draw down of your mortgage. 


Lender Commission Rate  Claw back period
AIB Group ( Haven Mortgages) 1% 3 years
Bank of Ireland 1% 3 years
KBC 1% 3 years
permanenttsb and Finance Ireland (Through Brokers Ireland) Please note Brokers Ireland charge €600 to arrange a mortgage with these providers. 1% less  3 years
Avant Money  1% 3 years


Life Insurance and Mortgage Protection

Our recommendation of the most suitable provider is driven by a range of factors with best price for our clients being a key factor.

Typical commission received from our Life Insurance providers is as follows.

Royal London average commission is 1.33 times the first years premium.

Zurich average commission is 1.5 times the First years Premium.


New Ireland 

Irish Life 

Commission rates with Aviva, New Ireland and Irish Life are typically in the region of 1.5 times the first years premium.

Renewal commission

We also receive a small renewal premium each year which is typically 3% of the annual premium.



Mortgages.ie Customer Fee Information.

Our Mortgages.ie business is a leading impartial mortgage provider. We are serious about our business and we are absolutely focused on getting the best deals for you.

Mortgage approval in today's world is more difficult than in the past. There are significant documentation and compliance requirements and with mortgages.ie the administration is backed up with the best advice available.

Shane Lavin, Chartered Accountant, Director.

Mortgages.ie Professional Advice Fees

Category Fees
Home Buyer zero
Trading Up zero
Switch +Debt consolidation zero
Self Build zero
International - Non Resident  Case by Case