Thanks for visiting our Mortgage protection insurance area.
This is the home of low cost mortgage protection insurance.
We estimate that over 75% of mortgage protection policy holders arrange their policy with their lender even though they could be paying 20% too much for 30 years plus.
We will always get you better value both in price and product features.
Aly Lavin Mortgage Protection Manager
Just call us on 01 8327250 about any mortgage protection questions you may have.
We have arranged mortgage protection cover for thousands of clients.
Some market leading current offers include:
►16% policy life discount off the lowest mortgage protection quote on the market
► Up to 20% policy life discount on quotes for Mortgage protection cover> €300,000
► Free dual life mortgage protection cover with Royal London
►Our calculator compares the best mortgage protection quotes from Zurich Life, Irish Life, Aviva Life and pensions, New Ireland Life Insurance and Royal London Life Insurance. These companies account for over 90% of all Life insurance written for Irish residents.
For an example of saving on a recent quotation please review Discounts available on Mortgage protection can lead to dramatic savings
.Please also review our Mortgage protection insurance frequently asked questions
Popular features of our mortgage protection insurance are as follows:
- We provide the best mortgage protection quotes from Ireland's leading Life insurance companies including Zurich Life, Irish Life, Aviva, New Ireland and Royal London.
- Same day approval can be arranged over the phone
- One month free mortgage protection cover
- Applications can be scanned, completed digitally with digital signatures or by return post - whatever suits you best.
- Your premiums are fixed for the full term of the policy
- We can arrange mortgage protection approval and then hold for you until you are ready to start
Our mortgage protection partners include only the best Life Insurance firms.
Dual Life Mortgage protection at no extra cost
Mortgage protection insurance policies are designed to clear a mortgage debt on the death of one party to the mortgage.The policy then ceases and the mortgage is satisfied in full.
Royal London, at no extra cost, have added a dual cover facility so that the remaining party to the mortgage can continue to pay their share of mortgage premium and the policy value would in turn continue to reduce in line with the original mortgage plan.
More importantly Royal London , under the terms of their dual insurance cover, will pay out twice if both parties to the mortgage died at the same time - for example in an accident.
Please read policy information carefully and the cover on any protection policy is as per the terms of the policy.
Recent mortgage protection testimonials
"Wanted to thank you for your help organising our mortgage protection insurance so quickly and efficiently.
You probably did not realise at the time, but we were under a lot of stress at the time and your involvement really expedited this difficult process." Sean
"Thank you especially for your help and quick response. We would not hesitate to recommend your company to other people when it comes to achieving the mortgage and life insurance. Eoin"
Frequently asked questions
Hopefully you will find the answers to your mortgage protection queries Here.
Mortgage Protection Discounts
Our special mortgage protection discount of up to 16% off the lowest quote in the market is currently available on all new standard rated policies accepted by the relevant insurer.
Mortgage protection discounts offered to us as a leading independent adviser vary from time to time. Quotations are valid for seven days and may change after that date.The quote will remain valid if we receive a fully completed application during the seven day period.
When you perform a calculation on our Mortgage Protection Insurance calculator our system retrieves and analyses all the best mortgage protection and Life insurance quotes from our Insurance partners and then applies an additional discount of up to 16% for mortgage protection and up to 15% for life insurance for the full policy term. Discounts levels vary depending on the Life Company and are subject to change.
By proceeding with your mortgage protection or life insurance quote you agree that you have been advised of our terms of business which is available here Terms of Business
No fees apply for this service.
Summary of Terms and conditions for Life insurance and Mortgage Protection Insurance Quotes
- Non smoker premiums are based on the assumption that you have not smoked in the past twelve months
- Insurance cover is subject to acceptance by the insurance company.
- Prior to arranging life insurance or mortgage protection cover, we will ask you to complete an application form which includes a detailed health questionnaire.
- Quotations are valid for seven days, or until your next birthday, whichever is sooner.
- Where two applicants are included the quotation is calculated on a dual life basis except in the case of mortgage protection cover where joint life basis applies.
- Serious illness cover quotes are on an accelerated basis at the cover level chosen
- Insurance cover only commences on policy issue.
- Information for our quotation service are provided for us through Broker information services, who receive quotation data from our Life Insurers.
- Cover does not come into force until your policy has issued.. The terms of your chosen policy shall take precedence over any statement, representation, act or omission which may have been made by us and which conflicts with any terms of your chosen policy.
- You must check all details on any proposal form or statement of facts and pay particular attention to any declaration you are asked to sign.
- It is important that you read all documents issued to you and ensure that you are aware of the cover, limits, warranties, conditions and other terms that apply. Additional information on Life insurance and related products is also available at www.lifeinsurance.ie