Switch your mortgage process. Your money is too hard earned to be overpaying on your mortgage

Switching your mortgage is easy.

The key criteria we look at when arranging a mortgage switch are as follows:

• Is your current mortgage less than or equal to 90% of the value of your home?
• Do you have a good credit history and have you maintained your mortgage up to date?
• Do you have sufficient income remaining after your mortgage to meet your commitments as they fall due?
• Is your income secure?
• Are you committed to switching?

If you can answer yes to these questions there is every possibility that we can switch you to a better value lender.

Warnings

• Mortgage terms should be kept as short as possible, consistent with your repayment means.
• Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.
• The payment rates on this housing loan may be adjusted by the lender from time to time.
• You may have to pay charges if you pay off a fixed-rate loan early.
• Before choosing a fixed rate mortgage always check what rate will apply to your loan after the fixed rate period expires.