Using Mortgages.ie as your mortgage partner
Having made up your mind to buy a house and head off on your mortgage journey it is nice to have somebody to look after you along the way.
With so many banks and lenders offering mortgages, it can be hard to choose which one to go with. That's why a mortgage intermediary can be a life-saver – or certainly a sanity-saver at the very least.
Here are some advantages of using a mortgage intermediary:
We know what they're doing – and how to do it
We know the the mortgage market inside out. Getting the best mortgage is what we do and we are dedicated to the task. So while you may be buying your first home, we have been there before for many clients and know how to guide you smoothly through the process.
We are regulated by the Central Bank, are independent and unbiased and want the best deal for you
Mortgage intermediaries are independent – we're not affiliated to any one lender or banking institution, so you know you can trust us to find the best deal for you and your circumstances. We shop around on your behalf, utilising all our professional know-how and contacts to find the mortgage that is the best fit for you.
We look after the paperwork
If there's one thing you'll be delighted to have taken off your hands, it's undoubtedly the mortgage paperwork. Getting together all the necessary documents and applying to lender after lender is an exercise in supreme patience.
We take the stress out of that for you by looking after all those bits and pieces, getting them into order and supplying them as needed to the lenders. We know each lender inside out, the questions they will ask, the limits they will go to and we have long established relationships with our account managers ,hich allows us to smoothly deal with issues needing clarification.
We save you time
Not only will we arrange all the information you need, we deal directly with lenders on your behalf – which saves you time. Instead of having to tackle a list of mortgage tasks on your lunch break or after work, you have someone with expertise taking care of it for you.
We support you through the process
It can be a pretty hard slog getting all your ducks in a row for the lender, never mind any other official documentation or necessary checks that need to be taken care of.
We have done all this before, many times, and know exactly what's required at each and every stage of the mortgage process.
We are at the end of the phone or email to help you with any queries you might have no matter how small. We support you when going through one of the biggest purchases you're ever likely to make in your life.
So, there you have it and we do not charge fees as lenders pay our fees at no cost to you.