Ready to apply - Mortgages.ie new digital application process
We are delighted to introduce our new digital application process, making your mortgage journey a whole lot easier.
So if you are ready to apply- this process will make your life much easier:
Basic Mortgage Qualification rules are:
- Secure permanent employment
- Proven ability to pay a mortgage - evidenced through good savings and / or rent payment record
- Prudent financial management with steady build of savings, low levels of short term debt, no credit card debt etc.
- Borrowing typically not more than 3.5 times gross regular income
The Application process starts with a brief enquiry and conversation with an advisor to understand your needs and how we can meet your requirements.
After this we provide you with a link to our digital application facility
► Complete your digital application
► We review your details and advise on best mortgage options available
► Upload your documents and we arrange approval
► Now you are ready to buy
► We arrange your offer and also advise on related insurance
► You draw down the mortgage