Lender Facilities: Ulster Bank

First Time Buyers

Maximum Age at End of Term: 70
Guarantors: no
% loan to value: 90%
100% facility: no
Interest only: no
Room rental: no
Deferred payments: no
Multiple borrowers: 2
Valuation Fees: Paid by lender
Indemnity Bond: no
Maximum Term: 35


Text Description:

Investment Properties

Investment properties: yes
Applicable rates:
Applicable discounts: typically 1% above home rates
Maximum LTV: 70%


Mortgages: no
Tracker mortgages:
Investment properties:


Holiday skips: no
Moratoriums: no
Current Account Mortgages: no


Re-mortgages: yes
LTV: to 90%
Mortgage Switcher: see incentive below
Legal Fees: €1,500 paid by bank

Self Build

Self build properties: yes
% loan to value for site / property: up tp 90%/ 100% of build costs
Flexibility repayment options: no
Interest only option (Y/N Term): no
Charged on full repayment or each stage payment: no

Tracker Mortgages

Tracker Mortgage: no
Rate Vs ECB rate: no
LTV: no

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