Mortgage Brokers

Your mortgage choice is probably one of the most important financial decisions you will make.

Having an experienced adviser to advise you and to arrange all aspects of your mortgage will save you money and time.

Established in 1994, we have helped thousands of clients buy their home or switch lender. Our service also includes advising you on the most suitable financial protection products, including mortgage protection insurance, life insurance and income protection. We can also guide you in choosing a reputable and cost competitive solicitor.

We do not charge fees for Irish resident home purchases or remortgages.

As financial experts, we focus on building your long-term wealth, through ensuring you make the right financial decisions.

Shane Lavin, Chartered Accountant, Director.

Click here if you are ready to apply online through our application portal.

Mortgages.ie is the official mortgage website of Finance Company of Ireland Ltd.

We are Dublin based mortgage brokers and provide a nationwide service using our digital mortgage platform. Our mortgage platform facilitates you in the uploading of documentation and the tracking of your application progress online, through to completion.

Mortgage brokers act on your behalf as impartial advisers.

By using our mortgage broker service, you receive the benefit of impartial advice on the merits of all the products on the market and in-depth examination of your affordability for any facility sought. You also receive the advice of qualified Chartered Accountants and qualified mortgage advisers and the benefit of our years of experience.

You will find a warm welcome, a friendly service and the comfort of knowing that our team will place your needs at the centre of our business as we do for all our customers.

The share of the new mortgage market being handled by mortgage brokers is increasing and now accounts for approximately 42% of new mortgages.

New lenders are entering the market which is great news for home buyers. These new lenders generally include mortgage brokers as an important element of their distribution channels. Competition in the mortgage business is the key ingredient in having lower mortgage rates. The entry of Revolut into the market late this year will hopefully add to the competitive environment.

The advantages of using a mortgage broker include:

  • Our online application portal simplifies the process for you
  • You are dealing with highly qualified financial experts
  • You have access to all the major lenders through one adviser
  • You get the best mortgage available and the best rates
  • The service is free as lenders cover our fees at no cost to you
  • You reduce stress and hassle, as all the administration in carried by the broker

Mortgage brokers like Mortgages.ie have also embraced new technologies, with customers now able to complete their mortgage application online, upload their documents in a highly secure portal and complete declarations digitally.

Sites like Mortgages.ie provide transparent information on lender offers and rates.

Specific examples of the benefits of using a mortgage broker include:

  • You will have a dedicated broker and a dedicated experienced administrator to manager your application.
  • Rather than looking at one lender's narrow set of products, we can offer you a choice of all the mortgage options from across the market.
  • All lenders have different assessment criteria. Our in-depth market knowledge ensures we identify the lender that is most suitable for your specific needs.
  • Without professional help you may get bogged down with the large amount of paperwork involved and get frustrated with lender questions. We look after all the paperwork and will anticipate lender questions in advance, to speed up the process.
  • We are a member of the Association of Irish Mortgage Advisers who act as an umbrella organisation for the largest brokers in Ireland, providing us with constant market updates and ensuring we remain focussed as a group in driving real mortgage market competition.

Finance Company of Ireland Ltd t/a Mortgage Company of Ireland is regulated by The Central Bank of Ireland.

Some popular links on our website include:

Mortgage comparison calculator

Mortgage protection insurance calculator

Mortgage Enquiry Form

Online application portal

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