Mortgage Brokers

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Why use a mortgage broker?

A survey of 1000 people conducted by Standard Life concluded

Individuals who take financial advice from Authorised Advisers

  • have nearly double the savings and investments than those who don't
  • are more than twice as likely to have a pension
  • are more financially protected as result of holding more financial products 
  • feel more financially confident and also feel more confident about their financial future

The typical mortgage advice fee is €500.

For full details of our fees please visit Fees and Commission

 

Mortgages.ie is the official mortgage website of Finance Company of Ireland Ltd.

We are Dublin based mortgage brokers and provide a nationwide service using our digital mortgage platform. Call us at any time on 01 8327250.We are highly experienced financial advisors and our mission is to ensure you get the best value mortgage on the market.

Mortgage brokers act on behalf of their customers as impartial advisers.

By using our mortgage broker service you receive the benefit of an impartial advice on the merits of all the products on the market, and in depth examination of your affordability for any facility sought, You also receive the advise of qualified chartered accountants and qualified mortgage advisers and the benefit of the experience we have gained in finance since we were established back in 1994.

You will find a warm welcome, a friendly service and the comfort of knowing that our team will place your needs at the centre of our business as we do for all our customers.

Mortgages are usually the largest financial transaction you will undertake and using our services will ensure you receive the best advice.:

The share of the new mortgage market being handled by mortgage brokers is increasing and now accounts for approximately 40% of new mortgages 

The advantages of using a mortgage broker include:

  • Our online application portal simplifies the process for you
  • You are dealing with highly qualified financial experts
  • You have access to all the major lenders through one adviser
  • You get the best mortgage available and the best rates
  • You reduce stress and hassle, as all the administration in carried by the broker

Mortgage brokers, like Mortgages.ie have also embraced new technologies, with customers now able to complete their mortgage application online, upload their documents in a highly secure portal and complete declarations digitally.

Sites like Mortgages.ie provide transparent information on lender offers and rates.

Administration fees will become more prevalent as the technology investment required by brokers to meet the needs of their customers is growing and there is also a need to recoup costs incurred in arranging mortgage approvals that do not move to closure.

Specific examples of the benefits of using a mortgage broker include:

  • Rather than looking at one lender's offer of less than 10 products we can offer choice of over 100 mortgage options from across the market.
  • Your lender may offer you a certain specific level of finance based on your circumstances, whereas we will check what level will be available from all the lenders in the market. 
  • You may need an exception but your lender may have none available whereas once again we can search the market for exception availability.
  • You may get bogged down with the huge amount of paperwork involved and get frustrated with lender questions. We look after all the paperwork and will anticipate lender questions in advance to speed up the process.
  • We are a member of the Association of Irish Mortgage Advisers who act as an umbrella organisation for the largest brokers in Ireland, providing us with constant market updates and ensuring the we remain focussed as a group in driving real mortgage market competition

Finance Company of Ireland Ltd T/a Mortgage Company of Ireland is regulated by The Central Bank of Ireland.

Some popular links on our website include:

Mortgage comparison calculator 

Mortgage protection insurance calculator

Mortgage Enquiry Form

Online application portal

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