Why choose mortgages.ie?
At mortgages.ie, we take the hassle out of finding the best mortgage for you. Our team of expert advisers will work tirelessly to find the lender who can offer the highest mortgage facility levels, and the best-value mortgage.
We compare all fixed and variable rates, taking into account introductory offers and incentives, to ensure you get the best deal. Our goal is to provide clear and transparent advice on affordability levels, so you can enjoy your home without taking on unsustainable debt.
We have years of experience
Our business was established in 1994, and is managed by Shane Lavin, a Chartered Accountant with over 30 years' experience. Our team are all experienced and qualified advisers, driven to look after your needs and get you the best mortgage.
We are authorised as a Mortgage Credit Intermediary by The Central Bank of Ireland, and we are one of Ireland's leading mortgage advisers, having advised thousands of clients on mortgages and related financial products.
We streamline the home buying process
Buying a home can be intimidating, especially for first-time buyers. Our team will guide you through every step, from pre-approval to moving into your new home. We'll keep you informed throughout the process, ensuring it's as stress-free as possible.
Mortgage applications are processed securely using our online portal, where you can upload documents and track progress in real-time.
Our services include:
- Advising on the most suitable lender for your circumstances
- Recommending the best mortgage rate based on your individual needs
- Securing the maximum affordable mortgage for you
- Advising on mortgage protection insurance and income protection
Selecting a lender
With so many lenders offering different rates, it can be overwhelming to choose the right one. Our experience has shown that there's significant variation in lending practices between lenders.
Lenders have different criteria for assessing mortgage applications, which means there can be big differences in the actual total repayments on your mortgage. We're here to help you navigate this complex landscape and get the best possible deal.
Mortgage approval levels and conditions vary according to your circumstances. Here are some key areas where we see variations:
- Approval duration: This can range from 6-12 months
- Mortgage amount offered: Lenders use different formulae, so it's essential to work with a professional broker like us
- Interest rate on your mortgage
- Repayment term: The length of time you have to repay the mortgage
- Age-related conditions: Some lenders may have specific requirements for completing the mortgage by a certain age
Your mortgage is a significant financial commitment. With over 30 years of experience, we've built a reputation for delivering exceptional advice and service at no cost to you.
To speak with one of our advisers, please contact us today.