Lender Facilities: Permanent tsb

First Time Buyers

% loan to value: 90% to 220k(80% balance)
100% facility: no--Special % cash back incentive
Interest only: no
Room rental: not taken into account
Deferred payments: FTB - Yes 6 month max
Multiple borrowers: no
Valuation Fees: no
Indemnity Bond: no
Maximum Term: 35 years
Maximum Age at End of Term: 70
Guarantors: One bed max 65%


Text Description:

Investment Properties

Investment properties: Yes
Applicable rates: See calculators
Applicable discounts: no
Maximum LTV: 70%- no one bed


Investment properties: yes - must have saving + employment history
Tracker mortgages: no
Mortgages: 70 %


Current Account Mortgages: no
Moratoriums: no
Holiday skips: no


Re-mortgages: Yes
LTV: 90% ( 80% with debt consolidation)
Mortgage Switcher: Will consolidate loans up to 10% of mortgage amount
Legal Fees: no

Self Build

Self build properties: Yes
% loan to value for site / property: 70% on site 100% build
Charged on full repayment or each stage payment: Amount Draw down
Interest only option (Y/N Term): Yes
Flexibility repayment options: Yes

Tracker Mortgages

LTV: no
Rate Vs ECB rate: NO
Tracker Mortgage: NO

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