Lender Facilities: Permanent tsb
First Time Buyers | |
|---|---|
| % loan to value: | 90% to 220k(80% balance) |
| 100% facility: | no--Special % cash back incentive |
| Interest only: | no |
| Room rental: | not taken into account |
| Deferred payments: | FTB - Yes 6 month max |
| Multiple borrowers: | no |
| Valuation Fees: | no |
| Indemnity Bond: | no |
| Maximum Term: | 35 years |
| Maximum Age at End of Term: | 70 |
| Guarantors: | One bed max 65% |
Information | |
| Text Description: | |
Investment Properties | |
| Investment properties: | Yes |
| Applicable rates: | See calculators |
| Applicable discounts: | no |
| Maximum LTV: | 70%- no one bed |
Non-Resident | |
| Investment properties: | yes - must have saving + employment history |
| Tracker mortgages: | no |
| Mortgages: | 70 % |
Other | |
| Current Account Mortgages: | no |
| Moratoriums: | no |
| Holiday skips: | no |
Remortgages | |
| Re-mortgages: | Yes |
| LTV: | 90% ( 80% with debt consolidation) |
| Mortgage Switcher: | Will consolidate loans up to 10% of mortgage amount |
| Legal Fees: | no |
Self Build | |
| Self build properties: | Yes |
| % loan to value for site / property: | 70% on site 100% build |
| Charged on full repayment or each stage payment: | Amount Draw down |
| Interest only option (Y/N Term): | Yes |
| Flexibility repayment options: | Yes |
Tracker Mortgages | |
| LTV: | no |
| Rate Vs ECB rate: | NO |
| Tracker Mortgage: | NO |
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