BoI First Time Buyer Variable (LTV < 90%)

Being late on mortgage payments may result in losing the house. Borrow responsibly!

About This Mortgage

  • Available to First time buyers.
  • Interest rate is 4.15%.
  • APRC is 4.3%.
  • Maximum Loan-to-Value is 90%.
  • Maximum term 35 years.


  • This mortgage offers variable interest rate, which is adjusted by the bank with respect to cost of funds, competition and so on.
  • There may be additional charges if you request additional copies of mortgage contract/statement of interest.
  • If you fail to make your mortgage payment in time, a late fee will be charged.
All Bank of Ireland products