Can't find the answer here? Check out our general FAQ.

Approval is needed before you can make an offer on a house

Before a seller or his agent will accept an offer you will need approval in principle.
We can arrange approval in principle within a few days for you. To do so the basics are as follows
  • Secure permanent employment
  • Evidence that you can afford the repayments ( through savings and rent)
  • Good credit history
  • Use 3.5 times your gross income as a guide to borrowing capacity 

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Documentation required

The link below outlines our terms of business and various documents required to gain approval.
The sooner you assemble the documents on the checklist and get your employers to complete the salary certs,the sooner we can meet you and get you approved!  
. Information requirements for mortgage approval 

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Why get approval now!

We strongly recommend having loan approval in place so that you are ready to move when opportunities arise

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Independent Advice saves you money    

Finance Company of Ireland Ltd t/a Mortgage Company of Ireland is regulated by The Central Bank of Ireland.

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Head office: 97 Malahide Road, Clontarf. Dublin 3
Also at Classon House ,Dundrum Business Park, Dundrum, Dublin 14.
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