Can't find the answer here? Check out our general FAQ.
- Approval is needed before you can make an offer on a house
- Documentation required
- Why get approval now!
We can arrange approval in principle within a few days for you. To do so the basics are as follows
- Secure permanent employment
- Evidence that you can afford the repayments ( through savings and rent)
- Good credit history
- Use 3.5 times your gross income as a guide to borrowing capacity
The link below outlines our terms of business and various documents required to gain approval.
The sooner you assemble the documents on the checklist and get your employers to complete the salary certs,the sooner we can meet you and get you approved!
. Information requirements for mortgage approval
We strongly recommend having loan approval in place so that you are ready to move when opportunities arise