Today's Irish Mortgage Rates

Irish Mortgage rates

The best rates currently available are for mortgages with a loan  to value of less than 50%.
These <50% rates start at 3.85% variable. The highest variable rates are for mortgages with a loan to value of 90% or more and these rates range from 4.5% to 4.8%,

Variable mortgage rates are under pressure as lenders try and claw back losses on bad lending and loss making tracker mortgages. 

To compare the latest mortgage rates from our lenders  please click on our... 

Mortgage Repayment Calculator 

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If you are considering switching to a cheaper lender please click on our...

Switch and Save calculator

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To estimate the benefits/costs of switching to the lowest fixed rate on the market  please review our...

Should I fix calculator .

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To compare the cheapest mortgage protection available please

Mortgage protection calculator

"As well as saving money through switching lenders, you can also save through switching life insurance cover..see www.lifeinsurance.ie"

To go directly to the life insurance calculator please follow this link

Life insurance quotes





For a quick glance at all the latest mortgage rates you can view our current database of mortgage rates which is set out below. As lenders change their rates we update our system to ensure that you can accurately compare mortgage options using our mortgage calculator.

Investor only products are shown in blue.

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Product Type Lender % APR
KB 2 year fixed<60% 2 Year Fixed IIB 3.87
KBC 1 year fixed 1 Year Fixed IIB 4.27
KBC 1 year fixed 1 Year Fixed IIB 4.27
KBC 1 year fixed 1 Year Fixed IIB 4.27
KBC 2 year fixed >80%<90% 2 Year Fixed IIB 4.35
KBC 2 year fixed >80%<90% 3 Year Fixed IIB 4.32
KBC 2 year fixed >80%<90% 2 Year Fixed IIB 4.35
KBC 2 year fixed<60% 2 Year Fixed IIB 3.87
KBC 2 year fixed>60% <80% 2 Year Fixed IIB 4.09
KBC 2 year fixed>60<80 2 Year Fixed IIB 4.09
KBC 2 year fixed>60<80 2 Year Fixed IIB 4.09
KBC 2 year fixed>80%<90% 2 Year Fixed IIB 4.35
Kbc 3 year fixed<60% 3 Year Fixed IIB 3.93
KBC 3 year fixed<60% 3 Year Fixed IIB 3.93
KBC 3 Year Fixed<60% 3 Year Fixed IIB 3.93
KBC 3 year fixed>60%<80% 3 Year Fixed IIB 4.09
KBC 3 year fixed>60%<80% 3 Year Fixed IIB 4.09
KBC 3 year fixed>60%<80% 3 Year Fixed IIB 4.09
KBC 3 year fixed>80%<90% 3 Year Fixed IIB 4.32
KBC 3 year fixed>>80<90 3 Year Fixed IIB 4.32
KBC 5 year fixed >60%<80% 5 Year Fixed IIB 4.42
KBC 5 year fixed>60%<80% 5 Year Fixed IIB 4.42
KBC 5 year fixed>60%<80% 5 Year Fixed IIB 4.42
KBC 5 year fixed>80%<90% 5 Year Fixed IIB 4.61
KBC 5 year fixed>80%<90% 5 Year Fixed IIB 4.61
KBC 5 year fixed>80%<90% 5 Year Fixed IIB 4.61
KBC <60% LTV Variable IIB 3.71
KBC <60% LTV Variable IIB 3.71
KBC curr r ac <60% 5 Year Fixed IIB 4.24
Kbc Current acc<60% 5 Year Fixed IIB 4.24
KBC ltc Variable>80<90 Variable IIB 4.35
KBC ltv variable >60<80 Variable IIB 3.86
KBC ltv variable>60%<80% Variable IIB 3.86
KBC ltv variable>60<80 Variable IIB 3.86
KBC ltv variable>80% <90% Variable IIB 4.35
Kbc r <60% 5 Year Fixed IIB 4.24
Kbc Switcher <60% Variable IIB 3.71
permanenttab >50<60 ltv Variable PTSB 4.20
Permanenttsb ltv <50% Variable PTSB 4.10
permanenttsb ltv rate>60<70 Variable PTSB 4.30
permanenttsb lyv variable>60<70 Variable PTSB 4.30
permanenttsb>50<60 ltv Variable PTSB 4.20
permanenttsb>60<70 Variable PTSB 4.30
permanenttsb>70<80 ltv Variable PTSB 4.50
permanenttsb>70<80ltv Variable PTSB 4.50
permanenttsb>80<90 Variable PTSB 4.70
permanenttsb>80<90 Variable PTSB 4.70
Ptsb 2 year fixed<70% 2 Year Fixed PTSB 4.40
ptsb 2 year fxd >70%<90% 2 Year Fixed PTSB 4.50
ptsb 3 year fixed <70% 3 Year Fixed PTSB 4.50
ptsb 3 year fixed <70% 3 Year Fixed PTSB 4.50
ptsb 3 year fixed >70%<90% 3 Year Fixed PTSB 4.80
ptsb 3 year fixed >70%<90% 3 Year Fixed PTSB 4.80
ptsb2 year fxd >70%<90% 2 Year Fixed PTSB 4.70
KBC Invest Standard Varaible Variable IIB 5.27
permanent tsb resident invstor Variable PTSB 5.50
Permanenttsb Non resident <50% Variable PTSB 5.40
permanenttsb non rssident >50%<60% Variable PTSB 5.50
permanenttsb resident investor Variable PTSB 5.40
permanenttsb resident investor Variable PTSB 5.70

IMPORTANT NOTE: Although every effort is made to ensure the accuracy of this data, some errors may remain.
These figures are indicative only, and rates are subject to change without notice.

For cheaper life insurance and mortgage protection please visit www.lifeinsurance.ie
 

 


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