Today's Irish Mortgage Rates

Irish mortgage rates are at their lowest level for many years, including both fixed and variable rates.

Most commentators expect rates to remain low for the next two to three years as the European Economy struggles to grow and inflation remains low.

Our range of mortgage rates are the lowest in Ireland.

 

 


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To compare the latest mortgage rates from our lenders  please click on our... 

Mortgage Repayment Calculator 

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If you are considering switching to a cheaper lender please click on our...

Switch and Save calculator

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To estimate the benefits/costs of switching to the lowest fixed rate on the market  please review our...

Should I fix calculator .

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To compare the cheapest mortgage protection available please

Mortgage protection calculator

"As well as saving money through switching lenders, you can also save through switching life insurance cover..see www.lifeinsurance.ie"

To go directly to the life insurance calculator please follow this link

Life insurance quotes


For a quick glance at all the latest mortgage rates you can view our current database of mortgage rates which is set out below. As lenders change their rates we update our system to ensure that you can accurately compare mortgage options using our mortgage calculator.

 

Investor only products are shown in blue.

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Product Type Lender % APR
Bank of Ireland 2 year fixed >80<90 2 Year Fixed BoI 4.40
Bank of Irelad 1 year fixed <60% 1 Year Fixed BoI 3.90
Bank of Ireland Direct <60% Variable BoI 4.00
Bank of Ireland 80 /90 Variable BoI 4.60
Bank of Ireland direct 60% Variable BoI 4.00
Bank of Ireland Direct 80% to 90% Variable BoI 4.60
Bank of Ireland direct only <60% Variable BoI 4.00
Bank of Ireland - Direct only>80%<90% variable Variable BoI 4.60
Bank of Ireland 1 year fixed <60% 1 Year Fixed BoI 3.90
Bank of Ireland 1 year fixed <60% 1 Year Fixed BoI 3.90
Bank of Ireland 1 year fixed >60<80 1 Year Fixed BoI 4.20
Bank of Ireland 1 year fixed >80% 1 Year Fixed BoI 4.50
Bank of Ireland 1 year fixed ftb>80% 1 Year Fixed BoI 4.50
Bank of Ireland 1 year fixed%>80% 1 Year Fixed BoI 4.50
Bank of Ireland 2 year fixed less than 60% 2 Year Fixed BoI 3.90
Bank of Ireland 3 year fixed <60% 3 Year Fixed BoI 3.90
Bank of Ireland 5 year fixed <60 5 Year Fixed BoI 3.80
Bank of Ireland 5 year fixed>80% 5 Year Fixed BoI 4.20
Bank of Ireland >60%<80% Variable BoI 4.30
Bank of Ireland >60%<80% Variable BoI 4.30
Bank of Ireland >60<80% 1 Year Fixed BoI 3.90
Bank of Ireland ftb 1 year fixed>60<80 1 Year Fixed BoI 4.20
Bank of Ireland>60% <80% Variable BoI 4.30
Bnak of Ireland 2 year fixed >60<80 2 Year Fixed BoI 4.10
Bnak of Ireland 3 year fixced >80<90 3 Year Fixed BoI 4.40
Bnak of Ireland 3 year fixed>60<80 3 Year Fixed BoI 4.10
Bnak of Ireland 5 year fixed >60<80 5 Year Fixed BoI 3.90
Haven 1 Year Fixed HAV 3.50
Haven 1 year fixed 1 Year Fixed HAV 3.50
Haven 1 year fixed 1 Year Fixed HAV 3.50
Haven 2 year Fixed 2 Year Fixed HAV 3.50
Haven 2 year fixed 2 Year Fixed HAV 3.50
Haven 2 year fixed 2 Year Fixed HAV 3.50
Haven 3 year fixed 3 Year Fixed HAV 3.60
Haven 3 year fixed 3 Year Fixed HAV 3.60
Haven 4 year fixed 4 Year Fixed HAV 4.20
Haven 4 year fixed 4 Year Fixed HAV 4.20
Haven 4 year fixed 4 Year Fixed HAV 4.20
Haven 5 year fixed 5 Year Fixed HAV 4.20
Haven 5 year fixed 5 Year Fixed HAV 4.20
Haven LTV variable >50%<80% Variable HAV 3.40
Haven Ltv variable <50% Variable HAV 3.20
Haven Ltv variable >50%<80% Variable HAV 3.40
Haven ltv variable >80%<90% Variable HAV 3.60
Haven ltv variable<50% Variable HAV 3.20
Haven Ltv variable>80%<90% Variable HAV 3.60
Haven Mortgages 5 Year Fixed HAV 4.20
Haven Mortgages <50% refinance Variable HAV 3.20
Haven Mortgages >50%<80% Variable HAV 3.40
Haven Mortgages >80<90 Variable HAV 3.60
Haven Three year Fixed 3 Year Fixed HAV 3.60
KB 2 year fixed<60% 2 Year Fixed KBC 3.18
Kbc curr acc 5 year fixed >50%<60% 5 Year Fixed KBC 3.36
KBC 1 year fixed >50<60% 1 Year Fixed KBC 4.00
KBC 1 year fixed >60<80 1 Year Fixed KBC 4.00
KBC 1 year fixed >60<80 1 Year Fixed KBC 4.00
KBC 1 year fixed >80<90 1 Year Fixed KBC 4.00
KBC 1 year fixed Refinance <50% 1 Year Fixed KBC 4.00
kbc 1 year fixed refinance >50< 60 1 Year Fixed KBC 4.27
KBC 1 year fixed<50% curr trading up 1 Year Fixed KBC 4.00
KBC 1 year fixed>80<90 1 Year Fixed KBC 4.00
KBC 1 year fixed>80<90 1 Year Fixed KBC 4.27
KBC 2 year fixed >80%<90% 2 Year Fixed KBC 3.72
KBC 2 year fixed >80%<90% 2 Year Fixed KBC 3.72
KBC 2 year fixed >80%<90% 3 Year Fixed KBC 3.73
kbc 2 year fixed rate curr acc 2 Year Fixed KBC 3.14
KBC 2 year fixed rate curr ac <50% 2 Year Fixed KBC 3.18
KBC 2 year fixed>50<60% 2 Year Fixed KBC 3.80
KBC 2 year fixed>60% <80% 2 Year Fixed KBC 3.22
KBC 2 year fixed>60<80 2 Year Fixed KBC 3.22
KBC 2 year fixed>60<80 2 Year Fixed KBC 3.22
KBC 2 year fixed>80%<90% 2 Year Fixed KBC 3.72
Kbc 3 year fixed curr acc <50% 3 Year Fixed KBC 3.15
KBC 3 year fixed curr acc<50% 3 Year Fixed KBC 3.16
Kbc 3 year fixed>50%<60% 3 Year Fixed KBC 3.20
KBC 3 year fixed>50<60% 3 Year Fixed KBC 3.20
KBC 3 Year Fixed>50<60% 3 Year Fixed KBC 3.20
KBC 3 year fixed>60%<80% 3 Year Fixed KBC 3.23
KBC 3 year fixed>60%<80% 3 Year Fixed KBC 3.23
KBC 3 year fixed>60%<80% 3 Year Fixed KBC 3.23
KBC 3 year fixed>80%<90% 3 Year Fixed KBC 3.73
KBC 3 year fixed>>80<90 3 Year Fixed KBC 3.73
KBC 5 year fixed >60%<80% 5 Year Fixed KBC 3.48
KBC 5 year fixed>60%<80% 5 Year Fixed KBC 3.48
KBC 5 year fixed>60%<80% 5 Year Fixed KBC 3.48
KBC 5 year fixed>80%<90% 5 Year Fixed KBC 3.83
KBC 5 year fixed>80%<90% 5 Year Fixed KBC 3.83
KBC 5 year fixed>80%<90% 5 Year Fixed KBC 3.83
KBC >50%<60% LTV Variable KBC 3.21
KBC >50%<60% LTV Variable KBC 3.21
KBC >80%<90% Refinance Variable KBC 3.73
KBC curr ac 3 year fixed <50% 3 Year Fixed KBC 3.16
kbc curr acc 2 year fixed <50% 2 Year Fixed KBC 3.18
kbc curr acc 5 year fixed <50% 5 Year Fixed KBC 3.33
KBC curr acc 5 year fixed <50& 5 Year Fixed KBC 3.33
KBC curr acc offer 1 year fixed<50% 1 Year Fixed KBC 4.00
Kbc curr acc5 year fixed <50% 5 Year Fixed KBC 3.33
KBC curr account <50% Variable KBC 3.20
KBC curr r ac>50% <60% 5 Year Fixed KBC 3.36
Kbc Current acc>50%<60% 5 Year Fixed KBC 3.36
KBC ltc Variable>80<90 Variable KBC 3.70
KBC ltv variable >60<80 Variable KBC 3.26
KBC ltv variable>60%<80% Variable KBC 3.26
KBC ltv variable>60<80 Variable KBC 3.26
KBC ltv variable>80% <90% Variable KBC 3.71
KBC one year fixed >60<80 1 Year Fixed KBC 4.27
Kbc Switcher >50%<60% Variable KBC 3.21
Kbc Switcher<50% Variable KBC 3.15
KBC trading up<50% Variable KBC 3.15
KBC1 YEAR FIXED>50% <60% 1 Year Fixed KBC 4.00
permamenttxb discounte dvraiable>60<70 Discounted Variable PTSB 3.91
permanenettsb 3 year fixed >80<90 3 Year Fixed PTSB 4.28
permanenettsb 5 year fixed<60 5 Year Fixed PTSB 3.91
permanenettsb discounte dvariable Discounted Variable PTSB 3.70
permanenettsb refinance>50%<60% Variable PTSB 3.87
permanenttab >50<60 ltv Variable PTSB 3.87
permanentteb>80<90 refinance Variable PTSB 4.28
permanenttsb discounted variable>50<60 Discounted Variable PTSB 3.80
permanenttsb 1 year fixed <50% 1 Year Fixed PTSB 3.80
permanenttsb 1 year fixed70/80 1 Year Fixed PTSB 3.99
permanenttsb 1 year fixed>50<60 1 Year Fixed PTSB 3.99
permanenttsb 1 year fixed>70<80 1 Year Fixed PTSB 3.99
permanenttsb 2 year fixed >60<80 2 Year Fixed PTSB 3.98
permanenttsb 2 year fixed >80<90 2 Year Fixed PTSB 4.28
permanenttsb 2 year fixed>60<80 2 Year Fixed PTSB 3.98
permanenttsb 3 year fixed <60 3 Year Fixed PTSB 3.80
permanenttsb 3 year fixed <60 3 Year Fixed PTSB 3.80
permanenttsb 3 yera fixed >80<90 3 Year Fixed PTSB 4.28
permanenttsb 4 year fixed60<80 4 Year Fixed PTSB 4.03
permanenttsb 4 year fixed<60 4 Year Fixed PTSB 3.91
permanenttsb 4 year fixed<60 4 Year Fixed PTSB 3.91
permanenttsb 4 year fixed>60<80 4 Year Fixed PTSB 4.03
permanenttsb 4 year fixed>80<90 4 Year Fixed PTSB 4.47
permanenttsb 4 year fixed>80<90 4 Year Fixed PTSB 4.47
permanenttsb 5 year fixed >80<90 5 Year Fixed PTSB 4.63
permanenttsb 5 year fixed>60<80 5 Year Fixed PTSB 4.12
permanenttsb 5 year fixed>80<90 5 Year Fixed PTSB 4.63
permanenttsb 5 year fixed>80<90 5 Year Fixed PTSB 4.63
permanenttsb 5 yera fixed >60<80 5 Year Fixed PTSB 4.12
permanenttsb 5 yr fixed>60<80 5 Year Fixed PTSB 4.12
permanenttsb 5=4 year fixed>80<90 4 Year Fixed PTSB 4.47
permanenttsb >70<80 refinance Variable PTSB 4.07
permanenttsb disciunted variable >50<60 Discounted Variable PTSB 3.80
permanenttsb discounte dvariable>70<80 Discounted Variable PTSB 4.01
permanenttsb discounte dvatiable>60<70 Discounted Variable PTSB 3.91
permanenttsb discounted variable <50% Discounted Variable PTSB 3.70
permanenttsb discounted variable >70<80 Discounted Variable PTSB 4.01
permanenttsb Discounted variable<50% Discounted Variable PTSB 3.70
permanenttsb discounted variable>50<60 Discounted Variable PTSB 3.80
permanenttsb discounted variable>60<70 Discounted Variable PTSB 3.90
permanenttsb discounted variable>70<80 Discounted Variable PTSB 4.01
Permanenttsb ltv <50% Variable PTSB 3.76
permanenttsb ltv rate>60<70 Variable PTSB 3.97
permanenttsb lyv variable>60<70 Variable PTSB 3.97
permanenttsb>50<60 ltv Variable PTSB 3.87
permanenttsb>70<80 ltv Variable PTSB 4.07
permanenttsb>70<80ltv Variable PTSB 4.07
permanenttsb>80<90 Variable PTSB 4.28
permanenttsb>80<90 Variable PTSB 4.28
permannentsb 1 year fixed >60<70 1 Year Fixed PTSB 3.99
permannenttsb 1 year fixed >50<60 1 Year Fixed PTSB 3.99
permannenttsb 1 year fixed<50 1 Year Fixed PTSB 3.99
permannenttsb 2 year fixed >80<90 2 Year Fixed PTSB 4.28
permannenttsb 2 year fixed<60 2 Year Fixed PTSB 3.82
permannenttsb 2 year fixed<80 2 Year Fixed PTSB 3.98
permannenttsb1 year fixed >50<60 1 Year Fixed PTSB 3.99
permannenttsb> 3 year fixed <60 3 Year Fixed PTSB 3.80
permannetteb 1 year fixed 60/70 refinnace 1 Year Fixed PTSB 3.99
permannettsb 1 year fixed<50% 1 Year Fixed PTSB 3.99
permannettsb 2 year fixed >80<90 2 Year Fixed PTSB 4.28
permannettsb <50% refinance Variable PTSB 3.76
permannettsb1 year fixed >60<70 1 Year Fixed PTSB 3.99
permsnenttsb >60<770 refinance Variable PTSB 3.97
PTSB 1 year fixed70/80 1 Year Fixed PTSB 3.99
ptsb 2 year fxd <60 2 Year Fixed PTSB 3.82
ptsb 3 year fixed >60<80 3 Year Fixed PTSB 3.94
ptsb 3 year fixed >60<80 3 Year Fixed PTSB 3.94
ptsb 3 year fixed >60<80 3 Year Fixed PTSB 3.94
ptsb 3 year fixed >80<90 3 Year Fixed PTSB 4.28
ptsb 4 year fixed>60<80 4 Year Fixed PTSB 4.12
ptsb 4 yr fixed<60 4 Year Fixed PTSB 3.91
ptsb 5 year fixed<60 5 Year Fixed PTSB 3.91
ptsb2 year fxd <60 2 Year Fixed PTSB 3.82
ptsb5 year fixed <60 5 Year Fixed PTSB 3.91
Ulster >60%<80% Variable UB 3.80
Ulster Banj 5 Year fixed>60<80 5 Year Fixed UB 4.00
Ulster Bank <60% Variable UB 3.60
Ulster Bank Direct>60%<80% Variable UB 3.80
Ulster Bank 250k plus Variable UB 3.30
Ulster Bank 250k plus Variable UB 3.30
Ulster Bank 3 year fixed <60% 3 Year Fixed UB 4.10
Ulster Bank 3 year fixed <60% trading up 3 Year Fixed UB 4.10
Ulster Bank 3 year fixed >60<80 3 Year Fixed UB 4.20
Ulster Bank 3 year fixed>60<80 3 Year Fixed UB 4.20
Ulster Bank 3 year fixed>80%<90% 3 Year Fixed UB 4.30
Ulster Bank 3 year fixed>80<90 3 Year Fixed UB 4.20
Ulster Bank 3 year fixed>80<90 3 Year Fixed UB 4.30
Ulster Bank 5 year fixed <60% 5 Year Fixed UB 4.00
Ulster Bank 5 year fixed <60% 5 Year Fixed UB 4.00
Ulster Bank 5 year fixed >80<90 5 Year Fixed UB 4.20
Ulster Bank 5 year fixed >80<90 5 Year Fixed UB 4.20
Ulster Bank 5 year fixed>60<80 5 Year Fixed UB 4.30
Ulster Bank 5 year fixed>60<80 5 Year Fixed UB 4.00
Ulster Bank 5 year fixed?80<90 5 Year Fixed UB 4.20
Ulster Bank 7 year fixed 7 Year Fixed UB 4.00
Ulster Bank 7 year fixed rate >60<80 7 Year Fixed UB 4.00
Ulster Bank 7 year fixed rate>60<80 7 Year Fixed UB 4.00
Ulster Bank 7 year fixed rate>80<90 7 Year Fixed UB 4.20
Ulster Bank 7 year fixed rate>80<90 7 Year Fixed UB 4.20
Ulster Bank 7 year fixed rates<60% 7 Year Fixed UB 3.80
Ulster Bank 7 year fixed<60 7 Year Fixed UB 3.90
Ulster Bank 7 year fixed>80<90 7 Year Fixed UB 4.20
Ulster Bank <60% Variable UB 3.60
Ulster Bank >80%<90% Variable UB 4.40
Ulster Bank >80<90 Variable UB 4.40
Ulster Bank<60% Variable UB 3.60
Ulster Bank>60% <80% Variable UB 3.80
Ulster Bank>80%<90% Variable UB 4.40
Ulster Bankk 7 year fixed rates<60% 7 Year Fixed UB 3.90
Ulster Bnak 3 year fixed <60% 3 Year Fixed UB 4.10
Ulster Bnak 5 year fixed <60% 5 Year Fixed UB 4.00
Ulster Bnak <80% 250k plus Variable UB 3.30
Ulster Bsnk 3 yesr fixed>60<80 3 Year Fixed UB 4.30
AIb test Variable AIB 5.20
KBC Invest Standard Varaible Variable KBC 5.10
Kbc investmnet variable<50% Variable KBC 4.79
permanent tsb non rssident Variable PTSB 5.17
Permanenttsb Non resident <50% Variable PTSB 4.91
permanenttsb non rssident >50%<60% Variable PTSB 5.06
permanenttsb resident investor<50\% Variable PTSB 4.91
permanenttsb resident investor>60<75 Variable PTSB 5.17
Ulster Bank 5 year Fixed investor 5 Year Fixed UB 4.90
Ulster Bank Investmnet variable<60% Variable UB 4.80
Ulster Bank Investor>60<70 Variable UB 5.20

IMPORTANT NOTE: Although every effort is made to ensure the accuracy of this data, some errors may remain.
These figures are indicative only, and rates are subject to change without notice.

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