Today's Irish Mortgage Rates

Irish Mortgage rates
 

The best rates currently available are for mortgages with a loan  to value of less than 50%.
These <50% rates start at 3.85% variable. The highest variable rates are for mortgages with a loan to value of 90% or more and these rates range from 4.5% to 4.8%,

Variable mortgage rates are under pressure as lenders try and claw back losses on bad lending and loss making tracker mortgages. The arrears problem is not improving and unfortunately in a weak lending market, th ereality is that the only way banks can recover losses is by increasing prices to existing mortgage holders. 

To compare the latest mortgage rates from our lenders  please click on our... 

Mortgage Repayment Calculator 

If you are considering switching to a cheaper lender please click on our...

Switch and Save calculator


To estimate the benefits/costs of switching to the lowest fixed rate on the market  please review our...

Should I fix calculator .

To compare the cheapest mortgage protection available please

Mortgage protection calculator

"As well as saving money through switching lenders, you can also save through switching life insurance cover..see www.lifeinsurance.ie"

For a quick glance at all the latest mortgage rates you can view our current database of mortgage rates which is set out below. As lenders change their rates we update our system to ensure that you can accurately compare mortgage options using our mortgage calculator.

Investor only products are shown in blue.

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Product Type Lender % APR
Aib 1 year fixe< 1 Year Fixed AIB 4.44
AIB 1 year fixed 1 Year Fixed AIB 4.44
Aib 2 year fixed 2 Year Fixed AIB 4.50
Aib 3 year fixed 3 Year Fixed AIB 4.66
AIB 4 year fixed 4 Year Fixed AIB 4.79
AIB 4 Year fixed 4 Year Fixed AIB 4.79
Aib 5 year fixed 5 Year Fixed AIB 4.96
AIB Ltv Variable >50%<80% Variable AIB 4.37
AIB Ltv Variable >50%<80% Variable AIB 4.37
AIB Ltv Variable >80% Variable AIB 4.57
AIB Ltv Variable >80% Variable AIB 4.57
AIB Ltv Variable<50% Variable AIB 4.16
AIB Ltv Variable<50% Variable AIB 4.16
ICS 1yr fixed FTB only 1 Year Fixed ICS 4.20
ics 2 year fixed first time buyer 2 Year Fixed ICS 4.30
Ics 2 year fixed refinance 2 Year Fixed ICS 4.30
ICS 2 year fixed trade up 2 Year Fixed ICS 4.30
Ics 3 year fixed refinance 3 Year Fixed ICS 4.50
ICS 3yr fixed 3 Year Fixed ICS 4.40
Ics 5 year fixed r4efinnace 5 Year Fixed ICS 4.90
ICS 5yr fixed 5 Year Fixed ICS 4.90
ICS Variable VRP13 <80% Variable ICS 4.70
ICS Variable VRP1>80%<90% Variable ICS 4.90
KBC standard variable Variable IIB 4.59
KBC 1 year fixed 1 Year Fixed IIB 4.56
KBC 2 year fixed 2 Year Fixed IIB 4.62
KBC 2 year Fixed 2 Year Fixed IIB 4.70
KBC 3 Year Fixed 3 Year Fixed IIB 4.70
KBC 3year fixed 3 Year Fixed IIB 4.71
KBC <60% LTV Variable IIB 3.92
KBC <60% LTV Variable IIB 3.92
KBC ltv variable >60<80 Variable IIB 4.06
KBC ltv variable>60%<80% Variable IIB 4.59
KBC ltv variable>60<80 Variable IIB 4.06
Kbc Standard variable Variable IIB 4.59
KBC<60% ltv Variable IIB 4.59
permanenttab >50<60 ltv Variable PTSB 4.10
Permanenttsb ltv <50% Variable PTSB 4.00
permanenttsb ltv rate>60<70 Variable PTSB 4.20
permanenttsb lyv variable>60<70 Variable PTSB 4.20
permanenttsb>50<60 ltv Variable PTSB 4.10
permanenttsb>60<70 Variable PTSB 4.20
permanenttsb>70<80 ltv Variable PTSB 4.30
permanenttsb>70<80ltv Variable PTSB 4.30
permanenttsb>80<90 Variable PTSB 4.50
permanenttsb>80<90 Variable PTSB 4.50
Ptsb 2 year fixed<80% 2 Year Fixed PTSB 4.50
AIB Iinvest 3 year fixed 3 Year Fixed AIB 5.67
AIB Iinvest 5 year fixed 5 Year Fixed AIB 5.99
AIB Invest 2 year fixed 2 Year Fixed AIB 5.56
AIB invest variable Variable AIB 5.47
ICS Invest 3yr Fixed <50% 3 Year Fixed ICS 5.40
ICS Invest 2yr Fixed <50% 2 Year Fixed ICS 5.30
ICS invest 2yr fixed >50%<75% 2 Year Fixed ICS 5.40
ICS invest 2yr fixed >75% 2 Year Fixed ICS 5.60
ICS invest 3yr fixed >50<75% 3 Year Fixed ICS 5.50
ICS invest 3yr fixed >75% 3 Year Fixed ICS 5.60
ICS invest 5yr fixed <50% 5 Year Fixed ICS 5.80
ICS invest 5yr fixed >50%<75% 5 Year Fixed ICS 5.90
ICS invest 5yr fixed >75% 5 Year Fixed ICS 6.00
ICS invest variable<50% Variable ICS 5.90
ICS Invst Varaible VRP13 >50<75% Variable ICS 5.60
KBC Invest Standard Varaible Variable IIB 5.27
KBC Investment 3 year fixed 3 Year Fixed IIB 5.65
permanent tsb resident invstor Variable PTSB 5.50
Permanenttsb Non resident <50% Variable PTSB 5.40
permanenttsb non rssident >50%<60% Variable PTSB 5.50
permanenttsb resident investor Variable PTSB 5.70
permanenttsb resident investor Variable PTSB 5.40

IMPORTANT NOTE: Although every effort is made to ensure the accuracy of this data, some errors may remain.
These figures are indicative only, and rates are subject to change without notice.

For cheaper life insurance and mortgage protection please visit www.lifeinsurance.ie
 
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