PTSB Trading Up Discounted Variable (LTV 70-80%)

Being late on mortgage payments may result in losing the house. Borrow responsibly!

About This Mortgage

  • Available to Existing home-owners.
  • Interest rate is 3.5% for 1 year, followed by 4%.
  • APRC is 4.05%.
  • Loan-to-Value between 70% and 80%.
  • Maximum term 35 years.


  • A discounted mortgage fixes the interest rate for a short term. After this term is over, a much higher interest rate typically follows.
  • If the mortgage is repaid earlier, an early repayment fee (also called a breakage charge) is likely to incur.
  • There may be additional charges if you request additional copies of mortgage contract/statement of interest.
  • If you fail to make your mortgage payment in time, a late fee will be charged.
All Permanent tsb products