PTSB First Time Buyer Discounted Variable (LTV 50-60%)

Being late on mortgage payments may result in losing the house. Borrow responsibly!

About This Mortgage

  • Available to First time buyers.
  • Interest rate is 3.3% for 1 year, followed by 3.7%.
  • APRC is 3.85%.
  • Loan-to-Value between 50% and 60%.
  • Maximum term 35 years.


  • A discounted mortgage fixes the interest rate for a short term. After this term is over, a much higher interest rate typically follows.
  • If the mortgage is repaid earlier, an early repayment fee (also called a breakage charge) is likely to incur.
  • There may be additional charges if you request additional copies of mortgage contract/statement of interest.
  • If you fail to make your mortgage payment in time, a late fee will be charged.
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