1. Use our calculators to estimate your borrowing capacity and review the typical lending criteria above.

2. The next step is to give us a call or complete our secure on line application.
Based on the information we will generally be able to advise you straight away whether you will qualify for a mortgage in principal and we will also provide you with an estimated borrowing limit.

3. Our consultant will then advise you of the precise information required and make an appointment to meet you.

4. At that meeting our consultant will explain the various options available and will guide you through the completion of any application forms required.

5. We will then submit the applications to the chosen lenders and we would expect formal approval in two to three days.