Remortgages Costs and Timing
Mortgage Company of Ireland constantly monitors the remortgages on offer to ensure we can meet your remortgaging requirements. You should review our switch and save calculator to see what direct savings you will make on rate. » read more
Why Remortgage?
Many Irish mortgage holders are simply paying too much on their mortgage. Invariably, somebody who is currently on a variable rate can save thousands simply by switching to a cheaper lender. However there are many other reasons to look at the equity built up in your home as a driver of investment or improvement. » read more
Debt Consolidation and Remortgages
Debt consolidation is used by individuals who wish to amalgamate existing mortgages and other short term debt into one new loan. Mortgages are among the cheapest forms of credit available because the loan is secured on your home. » read more
The changing economic environment
We have seen the implications of a changing credit environment in many areas of our daily life.Petrol and food prices have rocketed over the past year and unfortunately there is a diminishing sense of confidence in many areas. » read more
Housing taxation issues
Information about the tax implications of buying a house including what you need to do and what tax relief is available. » read more
Remortgage Example
View a remortgage example » read more
Mortgage Approval Timescales
How long will it take for your mortgage to be approved? Some basic information on the process and what you need to do. » read more
Fixed and Variable Mortgages Compared
Approximately 70% of all Irish mortgages are classified as variable. Most mortgage holders in general have therefore chosen to take advantage of lower variable rates than opting for the safety and slightly higher rates on longer term fixed rate products. » read more