Remortgage and debt consolidation €1,000 cash back on consolidation.
This calculator compares the monthly outgoings on existing mortgages and loans with repayments on a consolidated loan.
Short term debt of up to €40,000 may be consolidated on a remortgage subject to the new mortgage not being greater than 80% of the value of the property.
An attractive feature of some of our remortgage products is that you can maintain the existing loan term for some short term finance but instead of paying personal loan rates you can pay this loan back at mortgage rates
90% remortgages are available where the remortgage involves straight switching or for home improvements.
Most of our clients switch for a combination of reasons, so that in one remortgage transaction they move to a cheaper mortgage, consolidate some short term debt and perhaps release equity for an investment or holiday home.
Important note
If you consoliodate short term debt into a remortage, you may significantly increase your interest cots if you remortgage these debts over a longer term.
Your mortgage consultant will advise you on the options available.