Today's Irish Mortgage Rates

Latest mortgage rate oponion  22/02/2010.

Rates are at an all time low and we expect to see an upward movement over the coming years.We expect rates to rise on account of the following reasons
 

  •  Increasing margins required by lenders ( eg ptsb) see switch and save link below
  •  Rising base rates as the EU returns to growth
  •  Rising base rates as the European Central Bank cuts back on  monetary assistance.

Average variable rates over the past seven were approximately 4.5% .It is reasonable to expect that rates will move towards this average over the coming years.
 

To estimate the benefits/costs of switching to the lowest fixed rate on the market  please review our...
Should I fix calculator .

 

To compare all the latest mortgage rates and repayments please click on our... 

 Mortgage Repayment Calculator 

 

If you are considering switching to a cheaper lender please click on our...

Switch and Save calculator

For a quick glance at all the latest mortgage rates you can view our current database of mortgage rates which is set out below,.As lenders change their rates we update our system to ensure that you can accurately compare mortgage options using our mortgage calculator.

Investor only products are shown in blue.

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Product Type Lender % APR
Aib 10 year fixed<50% 10 Year Fixed AIB 4.74
Aib 10 year fixed>50%<80% 10 Year Fixed AIB 4.74
Aib 10 year fixed>50%<80% 10 Year Fixed AIB 4.74
Aib 10 year fixed>80% 10 Year Fixed AIB 4.74
Aib 10 year fixed>80% 10 Year Fixed AIB 4.74
Aib 2 year fixed<50% 2 Year Fixed AIB 2.34
Aib 2 year fixed>50%<80% 2 Year Fixed AIB 2.34
Aib 2 year fixed>50%<80% 2 Year Fixed AIB 2.34
Aib 2 year fixed>80% 2 Year Fixed AIB 2.34
Aib 2 year fixed>80% 2 Year Fixed AIB 2.34
Aib 3 year fixed<50% 3 Year Fixed AIB 2.56
Aib 3 year fixed>50%<80% 3 Year Fixed AIB 2.56
Aib 3 year fixed>50%<80% 3 Year Fixed AIB 2.56
Aib 3 year fixed>50%<80% 3 Year Fixed AIB 2.56
Aib 3 year fixed>80% 3 Year Fixed AIB 2.56
Aib 3 year fixed>80% 3 Year Fixed AIB 2.56
Aib 3 year fixed>80% 3 Year Fixed AIB 2.56
Aib 5 year fixed<50% 5 Year Fixed AIB 3.04
Aib 5 year fixed>50%<80% 5 Year Fixed AIB 3.04
Aib 5 year fixed>50%<80% 5 Year Fixed AIB 3.04
Aib 5 year fixed>50%<80% 5 Year Fixed AIB 3.04
Aib 5 year fixed>80% 5 Year Fixed AIB 3.04
Aib 5 year fixed>80% 5 Year Fixed AIB 3.04
Aib 5 year fixed>80% 5 Year Fixed AIB 3.04
Aib FTB 1 year fixed<50% 1 Year Fixed AIB 2.43
Aib FTB 1 year fixed>50%<80% 1 Year Fixed AIB 2.43
Aib FTB 1 year fixed>80 1 Year Fixed AIB 2.43
AIB Ltv Variable >50%<80% Variable AIB 2.48
AIB Ltv Variable >50%<80% Variable AIB 2.48
AIB Ltv Variable >50%<80% Variable AIB 2.48
AIB Ltv Variable >80% Variable AIB 2.68
AIB Ltv Variable >80% Variable AIB 2.68
AIB Ltv Variable >80% Variable AIB 2.68
AIB Ltv Variable<50% Variable AIB 2.28
AIB Ltv Variable<50% Variable AIB 2.28
AIB Ltv Variable<50% Variable AIB 2.28
Bank of Ireland 5 year fixed 5 Year Fixed BoI 3.30
Bank of Ireland VRP5 Variable BoI 2.60
Bank of Ireland VRP5 Variable BoI 2.60
Bank of Ireland VRP5 Variable BoI 2.60
Bank of Ireland VRP 3 Variable BoI 2.40
Bank of Ireland VRP 3 Variable BoI 2.40
Bank of Ireland VRP 3 Variable BoI 2.40
Bank of Ireland VRP 4 Variable BoI 2.60
Bank of Ireland VRP 4 Variable BoI 2.60
Bank of Ireland VRP 4 Variable BoI 2.60
Bank of Ireland vrp1 ltv<50% Variable BoI 2.30
Bank of Ireland 1 yera fixed ftbuyer 1 Year Fixed BoI 2.60
Bank of Ireland 2 year fixed 2 Year Fixed BoI 2.70
Bank of Ireland 2 year fixed ft buyer 2 Year Fixed BoI 2.60
Bank of Ireland 2 year fixed trade up 2 Year Fixed BoI 2.70
Bank of Ireland 3 year fixed 3 Year Fixed BoI 2.90
Bank of Ireland VPR 2>€500,000 Variable BoI 2.60
Bank of Ireland VPR2>€500,000 Variable BoI 2.60
Bank of Ireland VPR2>€500,000 Variable BoI 2.60
Bank of S LTV variable<80 Variable BoS 6.05
BOS Fixed 1 Years 1 Year Fixed BoS 6.21
BOS Fixed 2 Years 2 Year Fixed BoS 6.56
BOS Fixed 3 Years 3 Year Fixed BoS 6.57
BOS Fixed 5 Years 5 Year Fixed BoS 7.12
First Active Flexible Variable >80% Variable FA 3.80
First Active 2yr fixed<80% 2 Year Fixed FA 4.10
First Active 2yr fixed<80% 2 Year Fixed FA 4.10
First Active 2yr fixed>80% 2 Year Fixed FA 4.10
First Active 2yr fixed>80% 2 Year Fixed FA 4.10
First Active 2yr fixed>80% 2 Year Fixed FA 4.10
First Active 3 year fixed<80% 3 Year Fixed FA 4.10
First Active 3 year fixed<80% 3 Year Fixed FA 4.10
First Active 3 year fixed>80% 3 Year Fixed FA 4.10
First Active 3 year fixed>80% 3 Year Fixed FA 4.10
First Active 3 year fixed>80% 3 Year Fixed FA 4.10
First Active 5 year fixed<80% 5 Year Fixed FA 4.50
First Active 5 year fixed<80% 5 Year Fixed FA 4.50
First Active 5 year fixed>80% 5 Year Fixed FA 4.50
First Active 5 year fixed>80% 5 Year Fixed FA 4.50
First Active 5 year fixed>80% 5 Year Fixed FA 4.50
First active Variable<80% Variable FA 3.70
ICS 1yr fixed FTB only 1 Year Fixed ICS 2.70
ics 2 year fixed first time buyer 2 Year Fixed ICS 2.70
Ics 2 year fixed refinance 2 Year Fixed ICS 2.80
ICS 2 year fixed trade up 2 Year Fixed ICS 2.80
Ics 3 year fixed refinance 3 Year Fixed ICS 3.00
ICS 3yr fixed 3 Year Fixed ICS 3.00
Ics 5 year fixed r4efinnace 5 Year Fixed ICS 3.40
ICS 5yr fixed 5 Year Fixed ICS 3.40
ICS Varaible VRP11 <50%> Variable ICS 2.40
ICS variable VRP12 >50%<80% Variable ICS 2.50
ICS variable VRP12 >50%<80% Variable ICS 2.50
ICS Variable VRP13 >50%<80% Variable ICS 2.50
ICS variable VRP14 >80%> €500k Variable ICS 2.70
ICS Variable VRP15 >80% <€500k Variable ICS 2.70
IIB 2 year fixed 2 Year Fixed IIB 3.30
IIB 1 year fixed 1 Year Fixed IIB 3.23
IIB 1 year fixed 1 Year Fixed IIB 3.23
IIB 1 year fixed 1 Year Fixed IIB 3.23
IIB 3year fixed 3 Year Fixed IIB 3.42
Irish Nationwide 2yr Fixed 2 Year Fixed INW 3.06
Irish nationwide 3yr Fixed 3 Year Fixed INW 3.40
Irish nationwide 5yr Fixed 5 Year Fixed INW 3.86
Irish Nationwide variable Variable INW 2.77
KBC Cash back remortgage Variable IIB 3.28
KBC saver plus variable Variable IIB 2.53
NIB Fixed 2 Years 2 Year Fixed 4.17
NIB Fixed 3 Years 3 Year Fixed 4.22
NIB Fixed 5 Years 5 Year Fixed 4.36
NIB standard variable Variable 4.23
PTSB 10 Year Fixed 10 Year Fixed PTSB 4.40
Ptsb 2 year fixed<50% 2 Year Fixed PTSB 3.70
Ptsb 5 Year fixed 5 Year Fixed PTSB 4.00
Ptsb Ltv Varaible rate >80% Variable PTSB 3.70
Ptsb LTV Variable Rate <80% Variable PTSB 3.60
Ub Varaible < =80% Variable UB 3.90
Ulster Bank 5 Year Fixed 5 Year Fixed UB 4.50
Ulster Bank 2 year fixed 2 Year Fixed UB 4.00
Ulster Bank 3 year fixed 3 Year Fixed UB 4.10
Aib Invest 10 year fixed 10 Year Fixed AIB 5.57
AIB Iinvest 3 year fixed 3 Year Fixed AIB 4.03
AIB Iinvest 5 year fixed 5 Year Fixed AIB 4.75
AIB invest 1 year fixed 1 Year Fixed AIB 3.54
AIB Invest 2 year fixed 2 Year Fixed AIB 3.66
AIB invest variable Variable AIB 4.27
BOI Invest 3 year Fixed <50% 3 Year Fixed BoI 4.40
BOI Invest2 year fixed <50% 2 Year Fixed BoI 4.30
BOI inv 5yr Fixed >50% <75% 5 Year Fixed BoI 4.70
BOi Inv 5yr Fixed >75% 5 Year Fixed BoI 4.80
BOi Invest 1yr fixed 1 Year Fixed BoI 2.60
Boi invest 2yr fixed >50% <75% 2 Year Fixed BoI 4.40
BOi invest 2yr fixed >75% 2 Year Fixed BoI 4.50
BOI invest 3yr fixed >50% <75% 3 Year Fixed BoI 4.50
BOI invest 3yr Fixed >75% 3 Year Fixed BoI 4.60
BOI invest 5 year fixed <50% 5 Year Fixed BoI 4.70
BOI Invest Variable VPR 13 >75% Variable BoI 4.40
BOI Invst variable VPR 11 <50% Variable BoI 4.20
BOI Invst Variable VPR 12 >50<75% Variable BoI 4.30
First Active inv Variable <50% Variable FA 4.60
ICS Invest 3yr Fixed <50% 3 Year Fixed ICS 4.50
ICS Invest 2yr Fixed <50% 2 Year Fixed ICS 4.40
ICS invest 2yr fixed >50%<75% 2 Year Fixed ICS 4.50
ICS invest 2yr fixed >75% 2 Year Fixed ICS 4.60
ICS invest 3yr fixed >50<75% 3 Year Fixed ICS 4.60
ICS invest 3yr fixed >75% 3 Year Fixed ICS 4.70
ICS invest 5yr fixed <50% 5 Year Fixed ICS 4.70
ICS invest 5yr fixed >50%<75% 5 Year Fixed ICS 4.80
ICS invest 5yr fixed >75% 5 Year Fixed ICS 4.90
ICS Invst varaible VPR11 <50% Variable ICS 4.30
ICS Invst Varaible VRP13 >75%<85% Variable ICS 4.50
ICS Invst VPR12 >50%<75% Variable ICS 4.40
IIB invest 3year fixed<80% 3 Year Fixed IIB 4.60
IIB Invest Standard Varaible Variable IIB 4.37
Irish Nationwide invest variable Variable INW 5.37

IMPORTANT NOTE: Although every effort is made to ensure the accuracy of this data, some errors may remain.
These figures are indicative only, and rates are subject to change without notice.

 
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