Today's Irish Mortgage Rates
Best rates| Rate Type | apr |
| Variable | 3.13% |
| 2 year Fixed | 3.55% |
| 3 year Fixed | 3.73% |
| 5year Fixed | 3.85% |
Current Mortgage interest rates
European base rates may drop a further 1/2% over coming months.
Tracker rate holders and some variable mortgage holders will benefit.Unfortunately the reason for the fall is the looming recession in Europe, brought about by the Sovereign debt crisis and consequent erosion of confidence.So whilst it may seem like good news for house hunters,the underlying rationale is worrying.
On the home front it is clear that the link between base ECB base rates and the rates banks are charging is strained.As banks try to recover loan losses and new business activity is slow, it is inevitable that they will look to existing customers and new customers for higher margins.We have seen Bank of Ireland's refusal to lower variable rates in line with ECB changes
To compare the latest mortgage rates from our lenders please click on our...
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If you are considering switching to a cheaper lender please click on our...
Switch and Save calculator
To estimate the benefits/costs of switching to the lowest fixed rate on the market please review our...
Should I fix calculator .
To compare the cheapest mortgage protection available please
Mortgage protection calculator
"As well as saving money through switching lenders, you can also save through switching life insurance cover..see www.lifeinsurance.ie"For a quick glance at all the latest mortgage rates you can view our current database of mortgage rates which is set out below. As lenders change their rates we update our system to ensure that you can accurately compare mortgage options using our mortgage calculator.
Investor only products are shown in blue.
Click a product ...
| Product | Type | Lender | % APR |
|---|---|---|---|
| 1 Year discounted variable | Discounted Variable | PTSB | 5.90 |
| 1year discounted variable | Discounted Variable | PTSB | 5.90 |
| Aib 2 year fixed<50% | 2 Year Fixed | AIB | 3.40 |
| Aib 2 year fixed>50%<80% | 2 Year Fixed | AIB | 3.40 |
| Aib 2 year fixed>50%<80% | 2 Year Fixed | AIB | 3.40 |
| Aib 2 year fixed>80% | 2 Year Fixed | AIB | 3.40 |
| Aib 2 year fixed>80% | 2 Year Fixed | AIB | 3.40 |
| Aib 3 year fixed<50% | 3 Year Fixed | AIB | 3.63 |
| Aib 3 year fixed>50%<80% | 3 Year Fixed | AIB | 3.63 |
| Aib 3 year fixed>50%<80% | 3 Year Fixed | AIB | 3.63 |
| Aib 3 year fixed>50%<80% | 3 Year Fixed | AIB | 3.63 |
| Aib 3 year fixed>80% | 3 Year Fixed | AIB | 3.63 |
| Aib 3 year fixed>80% | 3 Year Fixed | AIB | 3.63 |
| Aib 3 year fixed>80% | 3 Year Fixed | AIB | 3.63 |
| AIB 4 year fixed | 4 Year Fixed | AIB | 3.92 |
| AIB 4 Year fixed | 4 Year Fixed | AIB | 3.92 |
| Aib 5 year fixed<50% | 5 Year Fixed | AIB | 4.20 |
| Aib 5 year fixed>50%<80% | 5 Year Fixed | AIB | 4.20 |
| Aib 5 year fixed>50%<80% | 5 Year Fixed | AIB | 4.20 |
| Aib 5 year fixed>50%<80% | 5 Year Fixed | AIB | 4.20 |
| Aib 5 year fixed>80% | 5 Year Fixed | AIB | 4.20 |
| Aib 5 year fixed>80% | 5 Year Fixed | AIB | 4.30 |
| Aib 5 year fixed>80% | 5 Year Fixed | AIB | 4.20 |
| Aib FTB 1 year fixed<50% | 1 Year Fixed | AIB | 3.17 |
| Aib FTB 1 year fixed>50%<80% | 1 Year Fixed | AIB | 3.17 |
| Aib FTB 1 year fixed>80 | 1 Year Fixed | AIB | 3.17 |
| AIB Ltv Variable >50%<80% | Variable | AIB | 3.08 |
| AIB Ltv Variable >50%<80% | Variable | AIB | 3.08 |
| AIB Ltv Variable >50%<80% | Variable | AIB | 3.08 |
| AIB Ltv Variable >80% | Variable | AIB | 3.29 |
| AIB Ltv Variable >80% | Variable | AIB | 3.29 |
| AIB Ltv Variable >80% | Variable | AIB | 3.29 |
| AIB Ltv Variable<50% | Variable | AIB | 2.88 |
| AIB Ltv Variable<50% | Variable | AIB | 2.88 |
| AIB Ltv Variable<50% | Variable | AIB | 2.88 |
| I year discounted variable | Discounted Variable | PTSB | 5.90 |
| ICS 1yr fixed FTB only | 1 Year Fixed | ICS | 4.20 |
| ics 2 year fixed first time buyer | 2 Year Fixed | ICS | 4.40 |
| Ics 2 year fixed refinance | 2 Year Fixed | ICS | 4.40 |
| ICS 2 year fixed trade up | 2 Year Fixed | ICS | 4.40 |
| Ics 3 year fixed refinance | 3 Year Fixed | ICS | 4.60 |
| ICS 3yr fixed | 3 Year Fixed | ICS | 4.50 |
| Ics 5 year fixed r4efinnace | 5 Year Fixed | ICS | 5.10 |
| ICS 5yr fixed | 5 Year Fixed | ICS | 5.10 |
| ICS Varaible VRP11 <50%> | Variable | ICS | 3.80 |
| ICS variable VRP12 >50%<80% | Variable | ICS | 3.90 |
| ICS variable VRP12 >50%<80%>500k | Variable | ICS | 3.90 |
| ICS Variable VRP13 >50%<80% | Variable | ICS | 3.90 |
| ICS variable VRP14 >80%> €500k | Variable | ICS | 4.10 |
| ICS Variable VRP15 >80% <€500k | Variable | ICS | 4.15 |
| KBC standard variable | Variable | IIB | 4.34 |
| KBC 2 year disc variable <80% | Discounted Variable | IIB | 4.20 |
| KBC 2 year Fixed | 2 Year Fixed | IIB | 4.49 |
| KBC 2 year fixed | 2 Year Fixed | IIB | 4.45 |
| Kbc 2 years dis count variable<80% | Discounted Variable | IIB | 4.20 |
| KBC 3 Year Fixed | 3 Year Fixed | IIB | 4.98 |
| KBC 3year fixed | 3 Year Fixed | IIB | 4.86 |
| Kbc standard variable | Variable | IIB | 4.34 |
| Kbc Standard variable | Variable | IIB | 4.34 |
| Permanenttsb ltv <75% | Variable | PTSB | 3.80 |
| Ptsb 2 year fixed<50% | 2 Year Fixed | PTSB | 5.30 |
| Ptsb 5 Year fixed | 5 Year Fixed | PTSB | 4.90 |
| Ptsb LTV Variable Rate <80% | Variable | PTSB | 3.80 |
| AIB Iinvest 3 year fixed | 3 Year Fixed | AIB | 4.64 |
| AIB Iinvest 5 year fixed | 5 Year Fixed | AIB | 5.24 |
| AIB invest 1 year fixed | 1 Year Fixed | AIB | 4.32 |
| AIB Invest 2 year fixed | 2 Year Fixed | AIB | 4.40 |
| AIB invest variable | Variable | AIB | 4.02 |
| ICS Invest 3yr Fixed <50% | 3 Year Fixed | ICS | 5.40 |
| ICS Invest 2yr Fixed <50% | 2 Year Fixed | ICS | 5.30 |
| ICS invest 2yr fixed >50%<75% | 2 Year Fixed | ICS | 5.40 |
| ICS invest 2yr fixed >75% | 2 Year Fixed | ICS | 5.60 |
| ICS invest 3yr fixed >50<75% | 3 Year Fixed | ICS | 5.50 |
| ICS invest 3yr fixed >75% | 3 Year Fixed | ICS | 5.60 |
| ICS invest 5yr fixed <50% | 5 Year Fixed | ICS | 5.80 |
| ICS invest 5yr fixed >50%<75% | 5 Year Fixed | ICS | 5.90 |
| ICS invest 5yr fixed >75% | 5 Year Fixed | ICS | 6.00 |
| ICS Invst varaible VPR11 <50% | Variable | ICS | 5.10 |
| ICS Invst Varaible VRP13 >75%<85% | Variable | ICS | 5.20 |
| ICS Invst VPR12 >50%<75% | Variable | ICS | 5.30 |
| KBC Invest Standard Varaible | Variable | IIB | 5.01 |
IMPORTANT NOTE: Although every effort is made to ensure the accuracy of this data, some errors may remain.
These figures are indicative only, and rates are subject to change without notice.