February 2012 lending criteria update
Mortgages.ie are here to asssit first time buyers in arranging their mortgage .Our knowledge of lending criteria allows us to advise clients how best to prepare for their first new home purchase. » read more
Spring 2011 house prices first time buyer
Spring 2011 review Are we at the bottom of the market or is there more to go? » read more
What are the advantages of home ownership
Most Irish people aspire to home ownweship . » read more
Why choose mortgages.ie?
Should you deal directly with an Irish lender / lenders or should you use the services of Mortgage Company of Ireland, an authorised mortgage intermediary who work on your behalf to secure the best deal for your individual circumstances. » read more
Self-build mortgages
Self build mortgages are mortgage facilities arranged for individuals building their own home. This mortgage category encompasses both direct labour construction and houses built by contractors under a building agreement. Mortgages.ie has vast experience in the provision of self build mortgages. Building one's home is not for everybody but, in almost all circumstances results in lower house purchase costs when compared to a ready-built house. » read more
Are 100% mortgages a thing of the past?
The current first time buyer borrowing limit is 92% of the purchase price. » read more
Housing taxation issues
Information about the tax implications of buying a house including what you need to do and what tax relief is available. » read more
Choosing a lender
There are a whole host of considerations to take into account when choosing a mortgage lender. We monitor the ever changing market place so that we can keep you informed and assist you in making the right decisions on your choice of lender. Banks have reacted differently to the credit crisis with the bottom line being that it is harder to get money and it costs more. Our role is to provide you with a mortgage that meets your long term requirements. » read more
Renting a room
As house prices and mortgage levels have increased, many first time buyers are seeking to add to income by renting out rooms in their newly acquired houses. Most lenders will take the potential for such income into account when assessing borrowing capacity. » read more
Loan Arrears
Some home owners have problems paying their mortgages. This could be for many different reasons such as the end of a relationship, the loss of a job, or unexpected expenses such as having a baby. » read more
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