Facility ACC AIB BOI BOS EBS FA ICS IIB INBS PTSB UB
Self build properties Yes Yes - fixed contract essential Yes No Yes no new business Yes Yes Case by case Yes Yes
% loan to value for site / property 60% on site 100% cost of construction approx 92% on site + build 90& site in dublin 75% outside 100% build must have planning permission. No 70% site cost 100% of build cost(90% per stage balance on completion)   90% overall - site+ construction or 100% if site was gifted. 80% site - 90% build costs 75%site / 90%cost of construction 80%site /90%cost of construction 80% site 100% build
Flexibility repayment options No Yes Yes No n/a   Yes - special 6 month payment deferral Yes No Yes Yes
Interest only option (Y/N Term) No yes Yes - case by case No 36 months from date of first stage   12 months Yes 2 years if less 80 % or max 1 year if >80% No 2yrs min income 100k Yes
Charged on full repayment or each stage payment Amount Draw down As drawn down Amount Draw down No interest only abvailable/3 years   Amount Draw down Amount Draw down Amount Draw down Amount Draw down Amount Draw down

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