While there is a wide variation in circumstances surrounding a mortgage application certain basic credit points are common to most successful applications:

1. Good Credit History
2. Age 21 or over
3. Age not greater than 70 at end of mortgage term
4. Ability to repay - as a guide repayments on all loans including your mortgage should not exceed 40% your net income
5. Secure employment
6. Continuous employment for 2yrs
7. Maximum mortgage available to Irish residents is 100%

The primary focus is on repayment capacity.

apply online or contact one of our mortgage consultants.