- Key issue:
- Exchange rates
- Case study:
- Northern Ireland Property
- Date:
- 2006-04-04
- Mortgage amount:
- 200k
Outcome
Choose euro mortgage in preference to sterling mortgage on account of lower interest rates
Detail
General principle is to match borrowing currency with rental currency to avoid excjange risk.This situation involved interest rate differentials resulting in a 25% of rental income impact.Client was happy that currency change against her of 25% was unlikely to happen and was happy to live with exchange risk.Clietns primary income is also in Euro.
