Applicant with Two properties (a RIP and a PDH) was looking to purchase a family home with his partner who happended to be a FTB. Applicant one was an army officer and applicant 2 was a teacher. He intended to rent both properties which would be self financing. The combined income of 85k. We approached many lenders in search of 100% finance but none of the lenders would offer it without the security of one of the exisiting properties. As applicant 2 was a FTB One lender offered 100% funding because they were civil servants with good incomes. They achieved 360k on 100% independantly of any other property