Irish Mortgage Calculators available on mortgages.ie
Click on the borrower categories in the left menu to view calculators which are popular with users in each category or view the complete list below.
How Much Can I Borrow?
This mortgage calculator will give you an estimate of your maximum borrowing capacity.
The calculator allows you to add in other financial commitments to test the affordability of any potential borrowing.
This calculator uses a range of factors to estimate your mortgage borrowing limit, .Thse figures are not set in stone as all lenders use a range of factors in estimating your borrowing capacity.
Our consultants will provide you details and additional information about how borrowing limits vary between lenders.
Mortgage Repayment Calculator
This mortgage calculator is probably the most advanced Irish mortgage calculator available.
Compare rates from a range of lenders to find the best selection based on your requirements. Advanced features allow you to select from different types of mortgage and order your results based on different criteria such as: lowest overall cost, lowest starting payments or best performance over 5,10,15 or 20 years.
Tax Relief Calculator
Calculate your mortgage interest relief over the life of your mortgage.
Enter mortgage details and some basic information about the borrowers status. Read the section on tax relief to find out more about how to claim tax relief on your mortgage.
You can also download the claim forms from this section.
Debt Consolidation Calculator
This calculator allows you to enter your current mortgage, loans and credit card payments.
You can enter any additional funds you require then the calculator works out your new monthly payments.
The repayments are shown over a range of different repayment terms.
Switch and Save Calculator
This mortgage calculator will will help you find out how much you can save by switching your mortgage to a different lender or mortgage type.
Simply enter the details of your current borrowing and remaining term and the calculator will display the monthly and total savings you will make.
Stamp Duty Calculator
Calculates stamp duty for new and second hand homes, for first time and remortgaging borrowers.
This calculator will tell you if you are exempt from stamp duty payments and where payments are due, it will calculate the value of the payment. back to top
Tracker vs Fixed Calculator
Unfortunately this mortagge calculator is only useful for mortgage holders on tracker rates.Low cost tracker rates are no longer available to new mortagge holders.Use this calculator to compare the cost of remaining on a variable or tracker mortgage rate with the cost of opting for a fixed mortgage rate. As there is a general expectation that Irish mortgage rates are set to increase this calculator will calculate the cost of adding certainty to your mortgage reapyments for specified periods.The calculator allows you choose from new business fixed mortgage options offered by the major mortgage lenders in Ireland. back to top
Investment Affordability Calculator
This calculator analyses your current income, details of your proposed investment and current equity position and calculates the affordability of your proposal.
The calculator includes factors like equity release and fit-out costs and other income and expenditure to give a clear overall picture of your financial position in an investment scenario.
We recommend this calculator as a good starting point when considering an investment. back to top
Future Cash Flow Analysis
This advanced calculator produces a cashflow analysis for the investment term chosen.
The inputs cover all main factors affecting the investment and the calculator factors in capital appreciation and increases in costs.
Portfolio Switching Calculator
For existing investors with a number of current mortgages this calculator allows you to compare the savings which can be made for each of your individual current investment mortgages. Details of each individual mortgage are entered for up to 6 different investments.
The output shows savings for interest only and capital repayment mortgages.
Moving House Calculator
This calculator is just the job if you're planning a move.
Based on your input this calculator gives you estimates of the stamp duty, agents and legal fees.
The calculator also gives you a range of suitable competitive products from a range of lenders.